Investment Property Financing
Buying all cash is by far the lowest risk option. Buying all cash means fronting all the purchase price and closing costs with cash out of your own pocket.
No risk to over leverage. No monthly mortgage repayments, all revenue that exceeds the expenses, is profit. Quick access to a line of credit or loan on the property in the future.
Reduction of funds will reduce buying power. The return on investment, cash on cash return, etc. are all greatly diminished.
Short term ownership of property like flipping etc.