Home Owner Financing
Alternative mortgage options:
Some eligible home buyers may qualify for an FHA (Federal Housing Administration) or a VA (Department of Veterans Affairs) loan. These loans tend to allow a lower down payment and credit score when compared to conventional loans.
FHA loans are government-insured loans that could be a good fit for home buyers with limited income and funds for a down payment. FHA-approved lenders, offers these loans, which are insured by the Federal Housing Administration (FHA).
VA loans are offered by VA-approved lenders are insured by the Department of Veterans Affairs (VA). To qualify for a VA loan, you must be a current or former member of the U.S. armed forces or the current or surviving spouse of one. If you meet these requirements, a VA loan could help you get a mortgage.